Wow: Amex, Bilt, And Chase Suspend Emirates Skywards Points Transfers

Unknown to anyone prior to its release, American Express Membership Rewards, Chase Ultimate Rewards, and Bilt Rewards, have all announced temporary suspensions of points transfers to Emirates Skywards loyalty program. The three U.S. based card companies have paused it while Emirates is making "backend upgrades". This development is particularly noteworthy for travelers who rely on these programs to book premium cabin awards with Emirates, especially as Emirates just blocked off all partners from redeeming its first class

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Transfer Suspension Timelines

  • Bilt Rewards: Transfers paused from May 27 through June 19, 2025.
  • American Express Membership Rewards: Transfers paused starting May 28, 2025, with no specified end date.
  • Chase Ultimate Rewards: Transfers paused from May 29 through June 30, 2025 (tentatively).
These suspensions mean that, for a period, members of these programs will be unable to transfer their points to Emirates Skywards. If you're like me and constantly eyeing those sweet Emirates redemptions, especially from North America to Dubai or Milan, this is a disappointing setback.
Amex Membership Rewards Transfer Notice

Chase Ultimate Rewards transfer notice.

What's Behind the Suspension?

Officially, Emirates is upgrading its internal loyalty system. The company states that this system migration will temporarily disrupt how points transfers are processed, which is why transfers are being paused. Honestly, that makes sense on a technical level, as loyalty platforms are often highly complex.

But at the same time, I can’t help but raise an eyebrow at the timing.

Just weeks ago, Citi announced it would devalue its transfer ratio to Emirates Skywards, dropping from 1:1 to 5:4 starting July 27, 2025. This means that 1,000 Citi ThankYou points will now convert to only 800 Skywards miles. That’s a 20% decrease in value, and it makes me wonder whether Emirates is pushing for new terms across all its partners. Are we about to see more devaluations?

I’ve been in this game long enough to know that whenever programs start going “offline” or “temporarily unavailable,” it’s often code for “we’re changing the rules, and you’re probably not going to like it.”

What This Means for You (And What I’m Doing)

If you have plans to book Emirates flights using points from these programs, now’s the time to strategize. Here’s what I’d recommend (and what I’m personally doing):

  • Transfer Now: If your travel plans are imminent, transfer your points before the suspension dates to ensure availability.
  • Don’t wait on Amex: their suspension is indefinite, and I don’t love that ambiguity.
  • Explore Alternatives: Keep an eye on Capital One and Marriott. They still offer transfers to Emirates, and as of now, there’s no news of them pausing. I wouldn’t be shocked if changes are coming, though.
  • Monitor Updates: Set alerts. Stay informed about any changes to transfer ratios or partner agreements that may affect your ability to book Emirates flights with points. I’m bookmarking Emirates threads on FlyerTalk, Reddit, and my own newsfeeds to catch any updates as they roll in.

    The worst-case scenario is that these “upgrades” come with reduced transfer ratios and higher redemption costs, which, let’s be real, has been the trend lately.
  • Why This Hurts (Especially for Premium Cabin Chasers)

    I’ve always had a soft spot for Emirates Skywards, even though it’s not the most generous loyalty program out there. The ability to top up my account via Amex, Chase, or Bilt gave it flexibility, and that made it worth watching. And well their product, everyone knows how great it is.

    Losing that flexibility, even temporarily, means less power to the consumer and more uncertainty. And if you’re someone who values choice (like I do), that’s a blow.

    Plus, with Emirates now charging significantly higher amounts of miles for some routes (and fuel surcharges still being ridiculously high), this pause creates an added inconvenience for travelers. They have already restricted their first class to only elite Skywards members (with the exception of Qantas, for now), and this further restricts acess to remum redemptions on the carrier.

    Final Thoughts

    I hate seeing transfer suspensions like this, especially when there’s no transparency about what’s coming next. While I understand the need for backend upgrades, I worry this is setting the stage for less generous partnerships in the future.

    Personally, I’ve paused all Emirates plans unless something truly compelling pops up. And if these suspensions turn into long-term changes, I may just start looking at other programs for my aspirational travel fix.

    If you like programs with the same flexibility, I reccomend programs such as Air France, VIrgin Atlantic, or Air Canada.