Bilt Rewards points are earned primarily through everyday spending on the Bilt Mastercard, with bonus categories including dining, travel, entertainment, and very uniquely- your rent. Cardholders can also accumulate points through the Bilt app, partner merchants, and select promotions. Each point typically holds a base value of 1 cent when redeemed for travel, but transferring points to airline and hotel partners can significantly increase their worth—often exceeding 1.5 to 2 cents per point for premium redemptions.

As one of the most flexible rewards programs, Bilt Rewards offers frequent transfer bonuses and redemption options across a broad range of partners. Some of the best transfer partners include Aer Lingus AerClub, Air Canada Aeroplan, Alaska Airlines Mileage Plan, British Airways Executive Club, and United MileagePlus. Notably, Bilt Rewards points do not expire as long as the account remains open and in good standing.

The best value often comes from transferring points to airline partners for international business or first-class flights, where cash prices are high but points can unlock significant savings. Travelers looking to maximize their points should plan ahead and aim for redemptions during off-peak travel periods—typically between January and early May or September through November—when award availability is more favorable.